Credit Card & Private Student Loan - Debt Settlement Attorneys

Why settle your credit card debt?

If you're knee deep in debt, cannot pay your bills and wish to avoid collection calls, you may consider debt settlement (also known as debt negotiation). This is when you negotiate and reduce the outstanding debt by 40-60% of the amount you owe. The creditor forgives the remaining debt thereby helping you to get out of debt faster.

5 Benefits of credit card and student loan debt settlement)

Regardless of whether your interested in credit card debt settlement, or settlement on private student loans, cash advance and payday loans etc, you get the 5 benefits as given below.

  1. Avoid bankruptcy: With debt settlement, you can reduce your debt burden and pay off bills comfortably. You can negotiate with the creditors or collection agency and settle your debts for a lesser amount. This could help you avoid filing for  bankruptcy. In a chapter 7 bankruptcy, the there are chances of losing your home or car in bankruptcy wherein your non-exempt assets are liquidated to pay your creditors.
  2. Get a Fresh Start: When our lawyers negotiate with debt collectors, we insist that the settlements are "in full satisfaction of the debt." That means that the remainder of the balance is forgiven, and another agency cannot try to collect. On completion of the debt settlement arrangement, you are entitled to a document for your records that substantiates the completion of the settlement or a statement showing a zero balance. 
  3. Avoid unfair collection practices: You can avoid potential unfair collection practices and harassment by debt collectors if you negotiate a settlement.
  4. Eliminate extra charges: Our negotiators can try and eliminate late payment fees, if any. Any over-the-limit fees on credit cards can also be minimized or eliminated by way of settlement.
   5.   Avoid lawsuit & other legal actions: Creditors or the Collection Agency can file a lawsuit to collect on defaulted credit card and private student loan debt. They may be able get a judgment order and garnish your wages, freeze your bank account, and possibly place lien on your real property. You may be able to avoid such legal actions if your debt is settled quickly. Our debt settlement lawyers are sensitive to the unique needs of our clients and always work to achieve an expeditious debt resolution.
Interested in settling your defaulted credit cards and private student loan debt?
Contact a Debt Relief Lawyer Today:
347.640.HELP (4357)

    FREE DEBT EVALUATION
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Call a our credit lawyers learn more:
347-640-HELP (4357)
*Estimates, if any, based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Prior results do not guarantee future performance. Each case and client is unique. We do not assume consumer debt, make monthly payments to creditors or provide tax,  accounting or credit improvement services. Please contact a tax professional to discuss tax consequences of settlement.  By submitting your information on any form on this website, you consent to contact via telephone and email by an agent of this law firm.
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Attorney Advertising. We are designated as a debt relief agency under the U.S. Bankruptcy code. We operate strictly within the State of New York. Prior results do not guarantee future performance. The contents of this website and every page on this domain are strictly for informational/educational purposes, it does not constitute legal advice and does not create an attorney/client relationship. 
__Legal Services Provided by the Law Office of Simon Goldenberg, PLLC
New York Debt Settlement Lawyer & Private Student Loan Attorney - Brooklyn, Queens, Staten Island, Bronx
Address: 615 Degraw St. Brooklyn, NY 11217  - Phone: 347-460-4357
BrooklynDebtSettlement.net